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In response to a December 2017 report from actual property web site Zillow, the overall worth of all U.S. properties in 2017 was $31.8 trillion, more than 1.5 times the nation’s Gross Domestic Product (GDP) at the time. House ownership, also referred to as proprietor-occupancy , is the commonest type of real estate funding within the United States. In response to the Nationwide Multifamily Housing Council, roughly two-thirds of residents own their residence. Often, they’ve financed the purchase by taking out a particular kind of loan known as a mortgage, during which the property acts as collateral for the debt.

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