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I got to spend a while this week at Toni Moss’ Americatalyst occasion with Ted Tozer, President of Ginnie Mae in the course of the Obama years. I always learn stuff after I spend time with Ted, and in this case, what I realized was a bit scary-that for FHA to make an insurance coverage payout to a lender, the property that’s foreclosed upon should be conveyable. Which is to say, if an FHA mortgage is foreclosed upon by a lender, before the lender receives compensation for its losses, it needs to verify a house could be offered. A house ruined by a hurricane just isn’t conveyable.

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It was a unique expertise, but it surely was something that was really comfortable as a result of I used to be in a position to get my questions answered by you and doing it with FaceTime was nearly like I was walking by means of the house. So I do not realize it didn’t seem odd at all, it was a simple factor to do, it was easier than flying over here and going by every home individually and I received an concept really rapidly if it was one thing I wished to proceed to, you understand, find out extra info on or not.