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Wednesday, November 25th, 2020

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Posted by: | Posted on: November 25, 2020

8 Fun Ways To Fill a Blank Wall (Other Than With Snoozy Pictures and Mirrors)

Few decorating challenges are as hard as filling blank wall space. Many default to family photos or souvenir pictures from recent travel. But after a while, staring at wedding portraits or the kids when they were little isn’t that inspiring.

Break out of this rut! Plan a wall gallery in at least one room that’s different from all the rest.

Darla DeMorrow, author of “Organizing Your Home With SORT and SUCCEED,” urges her clients to look beyond straight, flat items and go for depth and meaning.

“Make the focal point something that’s three-dimensional or vintage or personal—or all three,” she suggests.


In fact, if you can hang it up, you can make a wall display that’s creative, colorful, or just plain fun.

For some inspiration, here are eight things you can mount and admire in your home that go beyond pictures and mirrors.

1. Greenery

Photo by Houzz

Sure,

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Posted by: | Posted on: November 25, 2020

U.S. Home Prices Surge to 6-Year High in September, Case-Shiller Index Shows

Home for sale

Saul Loeb/AFP via Getty Images

The numbers: The cost of buying a house rose sharply again in September and by one measure hit a six-year high, a Case-Shiller index showed, signaling that prospective buyers are unlikely to find better deals any time soon.

A measure of home prices in 20 large cities rose at a 6.6% yearly pace in October, according to the S&P CoreLogic Case-Shiller price index. That’s up from 5.3% in the prior month.

Wall Street economists had forecast a 5.4% increase.

A broader measure by Case-Shiller that covers the entire country showed a similarly large 7% increase in home prices over the past year, marking the fastest 12-month gain since 2014.

Home prices have actually risen faster during the worst pandemic in a century instead of getting cheaper. Rock-bottom mortgage rates and a flush of people leaving cities during the pandemic for more space in the suburbs

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Posted by: | Posted on: November 25, 2020

Fannie, Freddie Overseer Looks to End Federal Control Before Trump Leaves

Mark Calabria, who heads the Federal Housing Finance Agency, testified before a Senate committee in June.

Astrid Riecken/The Washington Post/Bloomberg via Getty Images

WASHINGTON—The federal regulator who oversees Fannie Mae and Freddie Mac is pushing to speed up the mortgage giants’ exit from 12 years of government control but has yet to reach an agreement he needs with Treasury Secretary Steven Mnuchin, according to people familiar with the matter.

Mark Calabria, a libertarian economist who heads the Federal Housing Finance Agency, has made it a priority to return Fannie and Freddie to private hands, a goal shared by Mr. Mnuchin. How that is done could affect the cost and availability of mortgages backed by the companies, which guarantee roughly half of the $11 trillion in existing home loans.

Completing the complex process before President Trump’s term ends on Jan. 20 is a long shot, and President-elect Joe Biden is considered unlikely to continue the effort. But Messrs. Calabria and Mnuchin could succeed in taking steps

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